Wednesday night's Powerball jackpot $815 million.

[LogDog75]

7. Sign the back of the ticket and call the nearest lottery office

I'll make sure they know I won by sending the a photo of the winning ticket.

That's too much money for me to use in my lifetime so I might as well put it to good use. What I'd do with the money is I'd give half to charities and good causes over the next few years. I would eliminate any religious organizations, political candidates, political parties, or political issues because they receive the most money. With a few exceptions, like the military relief societies and public schools, I'd limit donations to about $10,000 so more organizations, especially smaller ones, would get money.

With the remainder of the money, I'd give my three siblings $10 million each and my six nieces and nephews $1.5 million each. Two of my nieces are in the early to mid 20s so I'd probably put that money into a trust for them so they wouldn't be tempted to go on a spending spree or squander their money. They would be able to pull about $50,000 a year so they would still have to work to afford a home and a reasonably "comfortable" life. Once they hit 60, they can have the rest of the money. The other niece and nephews are in the late 40s and can handle that money without help.

The remainder of the money I would buy a beach condo in my town, fix up my current condo and either sell it or rent it out to a junior military member for two thirds of their housing allowance. That would be a bargain to them since the unit next to me just rented for $4,800 a month and the military member's rent would be about $2,600 leaving them plenty for utilities and other things.

I'd also put five to ten million in Treasury Bonds and the rest in the stock market to make it grow so I can continue to donate half the dividends to charities and good causes.