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OldBaldy1701E

(9,043 posts)
Mon Sep 8, 2025, 10:13 PM Sep 8

Looks like I may have a reason not to smile anymore.



It seems that I have a letter at our old address from a lawyer.

I have no doubt that this is from one of the medical agencies that I owe money to.

I have no money to give them.

If they try to garnish my husband's measly income, we are done...we will be out on the street just as winter is arriving in Minnesota.

There is no one to go to. After years of trying, there is no help to be found.

I was on medical assistance, but my husband fumbled the ball and did not renew me, so I was removed. That was over two years ago.

They don't seem interested in allowing me back.

They won't give us SNAP.

They won't return calls about programs, or I discover that the programs that people keep pointing me to don't help someone in my position. I then keep finding out that there are no programs for someone in my position.

I guess time is growing shorter than I thought.

Oh, I never did hear from those people who were asking for volunteers for a Halloween function. That is not surprising. Things like that did surprise me nine years ago. Not any more. I had one person suggest that I contact them again. I may do so, but now that this has come up, I don't know anymore.

I do know I cannot continue like this. It is always something and that something always wants the one thing I have never had, do not have and will never have.

I am sorry, honey. I tried to warn you.
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Looks like I may have a reason not to smile anymore. (Original Post) OldBaldy1701E Sep 8 OP
I'm so sorry, OldBaldy Lefta Dissenter Sep 8 #1
As far as I know, I can try to declare that for existing debt. OldBaldy1701E Sep 9 #2
**UPDATE** OldBaldy1701E Wednesday #3

Lefta Dissenter

(6,689 posts)
1. I'm so sorry, OldBaldy
Mon Sep 8, 2025, 10:25 PM
Sep 8

I know nothing of your personal circumstances, but until covid, I worked for a bankruptcy attorney here in Wisconsin. Have you considered talking with an attorney to see if there’s a viable route out for you? Most bankruptcy attorneys will offer a free consultation to go over your situation and discuss options. If you do go that route, please be sure to talk with more than one attorney, I’d recommend a flat-fee attorney, and be sure it is someone who would complete the paperwork for you - not just hand you a packet to complete yourself.

All the best to you, and hugs to remind you that we support you.

OldBaldy1701E

(9,043 posts)
2. As far as I know, I can try to declare that for existing debt.
Tue Sep 9, 2025, 09:35 AM
Sep 9

However, my failing body is not going to get better and it is not going to stop deteriorating. Therefore, I can try to declare that for the present, but that will not protect me from new debt.

I am done. This kind of life is not what I envisioned and not what I wanted out of life. It most certainly is not what I was told it would be like when I was a child.

To be honest, I will never forgive our society for the bullshit that was touted to be 'reality', which was preached to me over and over and over.

OldBaldy1701E

(9,043 posts)
3. **UPDATE**
Wed Sep 10, 2025, 06:12 PM
Wednesday

SO, the letter was about a small debt that I thought was paid already. We will try to figure out how to handle it.

On a (hopefully) brighter note, I decided to utilize a program that is a free service from my insurance. Once a year, a nurse practitioner visits and goes over things and offers helpful information and other such things. She came yesterday.

I decided not to sugar coat anything and explained it all to her. She has referred me to a few agencies and has also informed some group or another to contact me. I missed their call this morning but will be calling them tomorrow.

I have done this too many times to even consider being hopeful. We will see how things go.

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