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patphil

(8,143 posts)
1. Rep. Mike Collins is totally ignorant of how Social Security works.
Tue Jun 10, 2025, 11:38 AM
Jun 10

Currently, the minimum retirement age for Social Security is 62, with reduced benefits; full benefits if you work to age 67.
If you retired and received Social Security at age 62, you can earn up to $23,400 of additional income and not have your benefit reduced. After that, there's a formula for reducing your benefit as your additional income goes up.
However, once you reach age 67, you get the full amount of Social Security benefit you're entitled to, no matter what you earn from any job you have.
There is no benefit to "get off Social Security and get back to work", because in most cases that won't change the amount of money you're receiving from Social Security.

In other words, you can get BOTH your Social Security check and your paycheck from your job.
This is the case since you and any employer you had over the course of your entire adult life both paid into the fund. That money is yours, and you have a right to get it, no matter what other income you have after retirement.

So, even an idiot like Mike Collins can get his full Social Security, and a government paycheck if he manages to keep his job as a Representative past age 67. That'd be another 10 years for him.
God help us if ignorant people like him can keep their seat in the House for that long.

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