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pat_k

(12,061 posts)
14. The debunked case was related to a 2023 purchase. This is related to a 2020 purchase. Nevertheless, likely bullshit.
Thu Oct 9, 2025, 08:00 PM
Oct 9

The thoroughly debunked case involved their attempt to get her on mortgage fraud for a 2023 purchase of a home she made as a co-borrower with her niece. In that case, she gave her niece power of attorney to sign for her. In the power of attorney form, the property was mistakenly identified as her primary residence. In fact, it was to be the primary residence of her niece and she cleared up the confusion and the loan was made on that basis.

The indictment today involved a property she purchased in August 2020. She signed a "Second Home Rider." That is a rider that indicates you will use the home as a second home for the first year. They are accusing her of violating that rider by renting the property.

While she may have rented the property, as alleged, it appears that as of 2019, guidance on the meaning of a Fannie Mae Second Home Rider was "clarified" to allow short-term rental in the first year. After the first year, you can do with the property what you like.

I do not know if the rider she signed was a "Fannie Mae" rider, but if it was, I would bet that she rented the property within the terms as allowed by the clarified guidance and that Halligan is taking the former "strict interpretation" of no rental allowed within the first year.

From AI:

A "second home rider" on a Fannie Mae or Freddie Mac mortgage can allow a borrower to rent their second home for a year under specific conditions, following a 2019 revision that clarified the rules on renting. Previously, the rider's strict language was interpreted by many lenders to prohibit any renting, leading to confusion and hesitation. The current rider allows for short-term rentals in the first year, but the property must primarily be for the owner's use, and after the first year, restrictions on renting are lifted, and the owner no longer needs to seek permission from the lender to rent the property.

Recommendations

1 members have recommended this reply (displayed in chronological order):

What is she charged with? Fiendish Thingy Oct 9 #1
Yup. Halligan, again. Quiet Em Oct 9 #2
Another source of "lip service" for Jabba-the-Trump, no doubt peppertree Oct 9 #9
"bank fraud" (I read elsewhere on DU). Might be the crutch they always rely on: mortgage fraud Bernardo de La Paz Oct 9 #4
And Adam Schiff. maxsolomon Oct 9 #7
A bit more background in post 14 pat_k Oct 9 #18
Supposedly 1 count of mortgage fraud, MarineCombatEngineer Oct 9 #6
I think she is charged with taking a loan claiming it was on her primary residence when it wasn't. surfered Oct 9 #10
See post 14. The indictment involves a different purchase and different charge (but is nevertheless likely crap) pat_k Oct 9 #17
There was a page on a document where the box was checked that avebury Oct 9 #12
No. That was the debunked case on the 2023 purchase. The likely BS Indictment is on a 2020 purchase. pat_k Oct 9 #15
The debunked case was related to a 2023 purchase. This is related to a 2020 purchase. Nevertheless, likely bullshit. pat_k Oct 9 #14
This is what courage looks like. Irish_Dem Oct 9 #3
I hate that.motherfucker (trump) choie Oct 9 #5
Under Trump, nothing good can happen Johonny Oct 9 #8
One thing that rarely gets mentioned in coverage of these cases (hers and Schiff's) dsc Oct 9 #11
Remains to be seen. This indictment isn't related to the 2023 debunked case. It is related to a 2020 purchase pat_k Oct 9 #19
OK that is my bad dsc Oct 9 #20
Very well said! Botany Oct 9 #13
the revenge department and the just us system. AllaN01Bear Oct 9 #16
K&R UTUSN Oct 9 #21
Comey will challenge the legality of Trump's appoint of Lindsey Halligan as US attorney. LetMyPeopleVote Tuesday #22
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