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Intractable

(2,646 posts)
8. In its current form, the ACA is a very expensive program that mainlines money to insurance companies.
Wed Jul 8, 2026, 08:56 AM
18 hrs ago

The ACA solidifies the hold insurance companies have over our healthcare. (It would have been much better with a public option.)

I have an ACA plan. It's fairly good for me, but expensive to administrate.

The total monthly premium for my middle-of-the-road "silver" plan for one person is about $1500.

I pay about $180 for the premium. The ACA pays more than $1300.

On top of that, for me, there are ample deductibles and co-pays. The prescription plan is so bad, I buy my scripts without it at costplusdrugs.com.

There's got to be a better way -- one that actually lowers the cost of providing medical care. The way it all works now, we need the ACA to help pay for our premiums. But, it's just throwing money at the problem.

Recommendations

5 members have recommended this reply (displayed in chronological order):

Of course they do,not a surprise. Keep gutting the ACA slowly and it will DIE Bengus81 20 hrs ago #1
rs have been gutting things slowly for years and hope they die AllaN01Bear 10 hrs ago #18
Yes, well that makes sense. Biophilic 20 hrs ago #2
Why do they even call it insurance? It is just robbery without a mask. twodogsbarking 20 hrs ago #3
Look, it costs a lot of money to plaster their names on stadiums and flvegan 20 hrs ago #4
Gee no one saw this coming. mdbl 19 hrs ago #5
The expiration date of the temporary additional covid era subsidies was written into it when it was passed in 2021. MichMan 15 hrs ago #13
True but . . . RedArkGuy 5 hrs ago #25
Um... lonely bird 19 hrs ago #6
As premiums rise, healthier people tend to drop their coverage, leaving the insurance pool sicker on average progree 19 hrs ago #7
And then the "healthy people" make that one trip to the ER wolfie001 7 hrs ago #24
In its current form, the ACA is a very expensive program that mainlines money to insurance companies. Intractable 18 hrs ago #8
"I pay about $180 for the premium. The ACA pays more than $1300" MichMan 9 hrs ago #19
Should I feel guilty? Intractable 9 hrs ago #20
Hell no!!! wolfie001 7 hrs ago #23
But, it is called the "Affordable" Care Act MichMan 18 hrs ago #9
We are the ONLY country with private health insurance RainCaster 17 hrs ago #10
We are not the only country with private health insurance. ihaveaquestion 16 hrs ago #11
My retirement job (age 65 to 73) was at a call center rhiannon55 15 hrs ago #12
Cut out the bookies. Universal Medicare for all. Max out the risk pool. Marcuse 12 hrs ago #14
Thereby defeating the entire point of the AFFORDABLE Care Act. It never should have thrown a lifeline to private Karasu 12 hrs ago #15
It's already dead in Montana. MontanaMama 12 hrs ago #16
In Victorian Britain, at least there were homes for the poor wolfie001 7 hrs ago #22
Think of the shareholders and nothing else, except top management compensation. Meeting adjourned. twodogsbarking 11 hrs ago #17
Healthcare Execs need more yachts and 4th and 5th homes wolfie001 7 hrs ago #21
Are they so blind that they did not know how much revenue they were going to lose? phxjurist 3 hrs ago #26
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