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California

ailsagirl

(24,196 posts) Sat May 17, 2025, 08:03 PM May 17

Earthquake insurance?? [View all]

I was wondering if I ought to take out earthquake insurance. I live in the SF Bay Area. How are you Californian DU-ers dealing with this? I've read it's absolutely necessary and I've read it's not really.

Opinions?

10 replies

= new reply since forum marked as read

Highlight:

Earthquake insurance?? [View all] ailsagirl May 17 OP

Homeowner or renter? Bernardo de La Paz May 17 #1

Most mortgages DO NOT insist on insurance. Juneboarder May 19 #8

Check first to see if your house is bolted to the foundation Sessuch May 17 #2

Thank you-- I'll check that out ailsagirl May 17 #3

The policy is not cheap but the deductible is the big deterrent. Buddyzbuddy May 17 #4

Of course he did ailsagirl May 18 #5

Instead of/in addition to insurance you can retrofit, though FEMA recently cut retrofit funds Auggie May 18 #6

Thanks for posting, Auggie! ailsagirl May 18 #7

Until I moved to the Coachella Valley in 2023, I never had earthquake insurace. beaglelover May 19 #9

I have earthquake insurance and I live in Indiana. Emile May 20 #10