Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

slightlv

(7,239 posts)
13. I got 'put on' MA when I first contacted someone to come explain the differences
Mon Dec 8, 2025, 01:33 PM
Monday

between it and Medicare. I didn't know it until the next day when I went to pick up scripts. As soon as I made it back home, I called Medicare, explained what had been done and how can I undo it, and there wasn't any way possible that I could afford. So, we've been on MA now for 4 years.

It was okay... pretty good, actually, compared to my DoD healthcare plan I had before I retired... for all but the last year. I had a CTScan, and an MRI on my back and never had to pay a penny. This was about the time the ACA started. It stated that for diagnostics, these had no copays. I'd also never paid a copay for an x-ray on my chest or a broken bone.

This year, hubby had to have an x-ray on his chest and it cost $85 copay. I hit the roof! He had the same plan as me, and I didn't have to pay anything! What changed? The R's have been stripping ACA all along without our knowing about it.

I just got off the benefits department because my husband needs a CTScan for his chest, and an MRI on his brain. If we do it at the hospital where his PCP is located, it'll be a total of $700-800 copay for both. If we can find a free standing radiology bldg, it'll cut the cost all the way down to $600-700, plus the gas and the white knuckling through big city traffic. I'm so mad I've just seen red since then. Once again, we're back to paying for insurance that pays a pittance and puts the rest on our shoulders. This is NOT right! And especially not when SS isn't keeping up with inflation, at all. $10/pound hamburger... the cheapest cut of meat you can get... and I can't buy enough to make a decent meal that lasts for a couple of days. Worse, we're sitting here with $100 in the bank, and terrified to spend ANY money until the SS checks (hopefully) come in on Wednesday. This isn't right. I spent my entire life working, from the time I was 12yo.. and paid into SS that whole time. THIS is the retirement I get from that, reckoning. And they damned better well hope they're either dead by that time, or we are. Because their will be a LOT of us "Mangiones" by that time!

Recommendations

1 members have recommended this reply (displayed in chronological order):

Do you have a Medicare Advantage plan now? Freddie Monday #1
No those advantage plans are a rip off KS Toronado Monday #3
Good Freddie Monday #5
i use traditional "real" medicare rampartd Monday #9
I have basic Medicare Jilly_in_VA Monday #2
That 20% they don't pay is eating me alive KS Toronado Monday #6
Same here I don't even have prescription drugs Walleye Monday #8
I have traditional with an AARP supplement Freddie Monday #4
I think the supplemental is called Medigap bucolic_frolic Monday #7
Try Farm Bureau Health & call your senior center & council on aging! SheltieLover Monday #10
FWIW....I recently learned that all medical billing is negotiable. anciano Monday #11
I asked my husband, who knows quite a bit about whathehell Monday #12
Unfortunately you are correct Freddie Monday #14
I got 'put on' MA when I first contacted someone to come explain the differences slightlv Monday #13
Don't kill the messenger Lulu KC Monday #15
Oh--but not if you're young enough! Lulu KC Monday #19
check this out Nigrum Cattus Monday #16
I have Plan "N" supplement here in Maryland wolfie001 Monday #17
If one turned 65 within the last year the rules are different IbogaProject Monday #18
I got caught by that pre-existing conditions thing, too, the first time I applied for a Medicare supplement ShazzieB Yesterday #20
Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period? sl8 Yesterday #21
Latest Discussions»Issue Forums»Health»Was looking to get a supp...»Reply #13