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Health

Freddie

(10,029 posts)

14. Unfortunately you are correct

Reply to whathehell (Reply #12)

Mon Dec 8, 2025, 01:37 PM

Monday

From what I read, if you don’t get a supplement at the same time as you go on Medicare or go off an employer plan, you’re SOL and can be subject to underwriting. Same if you try to switch from an Advantage plan to traditional with a supplement. This can vary by state. This little caveat should be way better known!

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questionseverything SCantiGOP whathehell

21 replies

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Highlight:

Was looking to get a supplement insurance plan to cover the 20% [View all] KS Toronado Monday OP

Do you have a Medicare Advantage plan now? Freddie Monday #1

No those advantage plans are a rip off KS Toronado Monday #3

Good Freddie Monday #5

i use traditional "real" medicare rampartd Monday #9

I have basic Medicare Jilly_in_VA Monday #2

That 20% they don't pay is eating me alive KS Toronado Monday #6

Same here I don't even have prescription drugs Walleye Monday #8

I have traditional with an AARP supplement Freddie Monday #4

I think the supplemental is called Medigap bucolic_frolic Monday #7

Try Farm Bureau Health & call your senior center & council on aging! SheltieLover Monday #10

FWIW....I recently learned that all medical billing is negotiable. anciano Monday #11

I asked my husband, who knows quite a bit about whathehell Monday #12

Unfortunately you are correct Freddie Monday #14

I got 'put on' MA when I first contacted someone to come explain the differences slightlv Monday #13

Don't kill the messenger Lulu KC Monday #15

Oh--but not if you're young enough! Lulu KC Monday #19

check this out Nigrum Cattus Monday #16

I have Plan "N" supplement here in Maryland wolfie001 Monday #17

If one turned 65 within the last year the rules are different IbogaProject Monday #18

I got caught by that pre-existing conditions thing, too, the first time I applied for a Medicare supplement ShazzieB Yesterday #20

Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period? sl8 Yesterday #21