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Health

sl8

(16,959 posts)

21. Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period?

Reply to KS Toronado (Original post)

Tue Dec 9, 2025, 07:01 AM

Yesterday

If you're in the one-time, 6 month Medigap Open Enrollment period, pre-existing conditions shouldn't matter. After that period, the insurance companies can deny you or charge higher premiums. That's Federal, a few states have their own rules for Medigap policies that may protect you regarding pre-existing conditions.

The annual Medicare Open Enrollment Period is something else entirely.

https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy#:

Get ready to buy
Your Medigap Open Enrollment Period

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21 replies

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Was looking to get a supplement insurance plan to cover the 20% [View all] KS Toronado Monday OP

Do you have a Medicare Advantage plan now? Freddie Monday #1

No those advantage plans are a rip off KS Toronado Monday #3

Good Freddie Monday #5

i use traditional "real" medicare rampartd Monday #9

I have basic Medicare Jilly_in_VA Monday #2

That 20% they don't pay is eating me alive KS Toronado Monday #6

Same here I don't even have prescription drugs Walleye Monday #8

I have traditional with an AARP supplement Freddie Monday #4

I think the supplemental is called Medigap bucolic_frolic Monday #7

Try Farm Bureau Health & call your senior center & council on aging! SheltieLover Monday #10

FWIW....I recently learned that all medical billing is negotiable. anciano Monday #11

I asked my husband, who knows quite a bit about whathehell Monday #12

Unfortunately you are correct Freddie Monday #14

I got 'put on' MA when I first contacted someone to come explain the differences slightlv Monday #13

Don't kill the messenger Lulu KC Monday #15

Oh--but not if you're young enough! Lulu KC Monday #19

check this out Nigrum Cattus Monday #16

I have Plan "N" supplement here in Maryland wolfie001 Monday #17

If one turned 65 within the last year the rules are different IbogaProject Monday #18

I got caught by that pre-existing conditions thing, too, the first time I applied for a Medicare supplement ShazzieB Yesterday #20

Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period? sl8 Yesterday #21