Beyond furious. (Insurance claim denial)

[Denninmi]

1. Is alcohol abuse not a covered disease under the insurance plan?

First of all, check that out.

And then see if it's a matter of someone not putting it in right in the "coding" area. I don't know the ins and outs of "medical coding" but I know with one of my mother's hospitalizations, I took 3 rounds of trying to get the insurance company and the hospital to speak the same language when "coding" the bill for what was a covered condition/covered benefits all along. Yet there were two denials, all because someone made clerical errors.

Regarding who is financially responsible, if he's over 18 AND you haven't signed papers saying you would be responsible, it's all on him. Sounds like a harsh burden, but he's young, one option would be to wait the requisite number of years and then just have it discharged in bankruptcy.